Auto Insurance

What is Collision Coverage? - helps to pay for your cars damage if you are in an accident with another car or object, or your car rolls over. When you finance or lease your vehicle this coverage is usually required.

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What is Comprehensive Coverage? - helps pay to repair or replace your vehicle when non-collission damage occurs, such as theft, fire, striking an animal or tree damage after a storm. If you are financing or leasing your vehichle this is required coverage.

What is Bodily Injury Liability Coverage? - helps pays for the injuries of another person if you are at fault in an accident, up to the limits in your policy. Any costs that exceed the bodily injury liability limit in your auto insurance policy is your responsibility to pay out of your pocket.

The auto insurance limits of $50,000/$100,000/$50,000 provides $50,000 bodily injury coverage per person/ $100,000 bodily injury per accident/ $50,000 property damage.

Any costs that exceed the bodily injury liability limit in your auto insurance policy may be your responsibility to pay out of your pocket.

What is Property Damage Liability? - limit is the maximum amount your insurer will pay to repair damage to another party's property when you are at fault The maximum payout will not exceed the limit you've set. If you accidentally run into someone's fence, this is the coverage that would cover this.

Any costs that exceed the property damage liability limit in your auto insurance policy could be your responsibility to pay out of your pocket.

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What is Uninsured/ Undersinsured Coverage? - This coverage provides protection if you’re in an accident with a driver who has no liability insurance, or lack of insurance funds to cover the full damages. It can save you from having to pay out-of-pocket for an auto accident that you didn't cause.

Minimum or low limits of liability insurance requirements may not offer enough coverage for an accident.